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Computer / Internet / Web-Surfing Windows XP - If you are using Windows XP, take advantage of the added security features by creating multiple "users." By making ![]() Even if you are the only person using your computer, you should setup at least three different "users": 1. "Administrator" = only used when installing new software, adding other users, etc. 2. "Your Name" = used to do your normal work, store any personal information, etc. 3. "Your Name - Web" = used for web-surfing and downloading files. By using these three separate users, you can help isolate any viruses that you may have downloaded. You also make it more difficult for hackers to access your confidential data, since your more important files are inaccessible to the "Web" user. Firewalls - Use a Firewall to help prevent unauthorized access to your computer via the internet. Especially if you have an "always on" internet connection such as broadband or DSL. Virus Scanner - At this point, most computers that are sold include some type of virus scanning software. If yours doesn't, be sure to install one immediately. New viruses are created daily and can spread in a matter of minutes or hours. If your software requires you to update its virus database, be sure to do that daily. Even better: use a virus scanner that updates itself automatically so you don't have to think about it. ![]() Anti-Spyware Software - If this doesn't get your attention, chances are, nothing will. A class of programs that you need to be cautious of is "spyware." These programs reside on your computer Virtual "Shredding" - You should already have a paper shredder to safeguard your confidential information. Web Browsers - Unfortunately, one of the disadvantages of being a software provider is that you become a target for hackers. The more popular a program becomes, the more of a target it becomes. Since Microsoft is the largest software provider in the world, its products are the most hacked and exploited by viruses. Although Microsoft tries to stay one step ahead of the hackers, there are so many people trying to find "exploits" (programming bugs or anomalies that allow hackers to affect the operation of the program) that they are always a step behind. One way to add another layer of "security" while web-surfing is to use "less popular" Web Browsers such as Opera or Firefox. Of course, no program is 100% secure, but every little bit helps. |
Quote of the Day
"This year alone more than 500,000 Americans will be robbed of their identities with more than $4 billion stolen in their names." -CBSnews.com
Tip of the Day
Subscribe to a Credit Monitoring Service that will notify you if any changes are made to your credit report. Although getting your credit report every 6 months is a good idea, an identity thief can do a lot of damage in 2 hours, 2 days, or 2 weeks! Reviewing your report every 6 months just isn't enough. By subscribing to one of these services, you can be proactive and help prevent an identity theft event from ruining your credit!
Today's Story
"I applied for a loan in November 2000 and was told I had bad credit. I requested a credit report in November 2000 and found all sorts of crazy information on it. I'm single but was listed as married. When I renewed my driver's license by mail, I was surprised to find someone else's face on my license. This is a nightmare and requires a large amount of my time." - From a consumer complaint to the FTC, October 5, 2001
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